A sales leap without risk management is a disaster waiting to happen. When we asked about this, the documented a surprising answer: Their risk team is now embedded in the sales team.
The keyword "exclusive" in the narrative also ties directly to Chola's aggressive partnership strategy. By locking in exclusive deals with Original Equipment Manufacturers (OEMs) and digital platforms, Chola has secured a captive customer base for financing, creating a defensive moat against competitors.
In an exclusive discussion with DSIJ , Arul Selvan highlighted that tech integration—consolidating multiple mobile apps into a comprehensive "Chola One" super-app—has been a key driver in reducing costs and driving industry-leading customer experiences. The firm is utilizing AI/ML-based scoring models and predictive analytics to refine underwriting and collections. chola sales leap exclusive
Sources: Company Filings, Financial Express, Moneycontrol
By 6:00 AM, the line stretched three blocks. The air smelled of diesel exhaust and street tacos. Elena looked at her phone; the online portal was already lagging from the sheer volume of traffic. This wasn’t just a sale; it was a cultural moment. A sales leap without risk management is a
: Features like "Click to call" allow for hassle-free customer outreach directly through the app, while automated SMS reminders ensure timely engagement. Expanding the Portfolio: Chola’s Diverse Loan Products
In the volatile landscape of the Non-Banking Financial Company (NBFC) sector, consistent growth is rare. Explosive growth is a headline-grabber. But sustainable, leapfrog growth in a contracting credit environment is nothing short of a business case study. By locking in exclusive deals with Original Equipment
As the exclusive news hit the wire at 7:00 AM IST, Chola Empire Ltd. shares were halted from trading on the BSE after hitting a 20% upper circuit in pre-open. Short sellers, who had built a 15% short interest on the stock, are facing a "liquidity crunch" estimated at ₹4,000 crore.
This exclusive article unpacks the hard numbers behind the headlines, exploring how Chola achieved a 20-23 percent growth guidance for FY27, launched an aggressive gold loan vertical, and positioned itself for an exclusive growth cycle that seems to have no ceiling.
Speaking from his penthouse overlooking the Bay of Bengal, a room adorned with a replica of the Thanjavur throne, Chairman Veeramani was characteristically cryptic.
In an exclusive interview, President and CFO Arul Selvan D revealed the inner workings of this explosive growth: "We closed FY26 with a gold loan AUM of ₹1,800 crore in FY26. We would go somewhere in the range of around ₹4,000 crore in FY27." In its debut year alone, the NBFC disbursed ₹2,469 crore worth of gold loans. Moreover, the firm is scaling up its branch network to match this ambition, having opened 119 dedicated gold loan branches, with plans to launch another 360 outlets to fuel this expansion.